BDFIQ was designed from the bookkeeper's chair, not from a product roadmap brainstorm. Here's the actual flow of money through the system — from raw bank CSV to consolidated P&L — plus the v1 module scope and the roadmap for what comes after launch.
Join the WaitlistEvery accounting platform starts with a chart of accounts and journal entries. The difference is how data gets in — and whether the reports at the end actually answer the questions you have. Here's how BDFIQ thinks about it.
Download your bank's transaction CSV (or your card statement) and drop it in. BDFIQ AI reads the descriptions, suggests the chart-of-accounts category, and flags anything it's unsure about. You review in batches — not in a never-ending auto-categorized stream.
Every transaction can be tagged to a Job (with the three real cost buckets: Materials, Labor, Subcontractors) and a Segment (Location, Division, Class, or whatever taxonomy fits your business). The tags drive every dashboard and report downstream.
Send invoices from BDFIQ. Customers pay by card or ACH through Stripe (per-company Stripe Connect). Payment lands in BDFIQ as a reconciled transaction, posted against the right invoice and the right job. No manual matching, no "undeposited funds" trap.
Enter vendor bills as they come in — assigned to jobs and segments. Approve, schedule, and record payments. See exactly which vendors are eating your margin and which are pulling their weight.
Once data is tagged, the dashboards work for you instead of against you. Side-by-side P&L by segment. Per-job margin with materials/labor/subs called out. Multi-entity consolidation with per-entity drill-down. The reports your accountant pulls together monthly — available on demand.
1099 generation for flagged vendors. Sales tax tracking by jurisdiction. Trial balance and GL export for your CPA. A "year-end package" PDF that bundles the statements your CPA usually asks for — in one click, not three back-and-forths.
Pre-launch products often promise everything. We're not doing that. Here's the honest list: what's in v1, what's planned for the roadmap, and what BDFIQ has deliberately decided not to build.
Chart of accounts, journal entries, audit trail, manual bank reconciliation. The real double-entry accounting your CPA recognizes.
Upload bank or card CSV. AI suggests categorization with confidence scoring. Batch review and post. No Plaid token storage.
Customer invoices, recurring billing, Stripe Connect for card/ACH, QR-code payment links, automatic reconciliation.
Vendor bill entry, approval workflow, due-date tracking, payment scheduling, 1099 vendor flagging.
Materials, Labor, and Subcontractors as three distinct cost buckets on every estimate, invoice, dashboard, and variance report.
Side-by-side P&L by Location, Division, Class, or any of 12 segment types. Excel export. Drill-down to transactions.
Multiple legal entities in one tenant. Consolidated P&L. Per-entity P&L. Intercompany eliminations.
P&L (accrual + cash), Balance Sheet, Cash Flow Statement, AR/AP aging, custom report builder, Excel export.
If you also use BDB Project Tools, jobs/estimates/invoices/receipts/labor flow in directly. No QBO middleman.
1099 generation, sales-tax tracking, GL + trial balance Excel exports, year-end PDF package.
One-time import from QuickBooks Online: chart of accounts, customers, vendors, products/services, opening balances, historical transactions.
Direct bank feed integrations are post-launch. We may add them if customers want them — or leave the system intentionally CSV-only.
Gusto/ADP integrations likely first. Native payroll is a larger build that may or may not happen depending on customer demand.
Stock tracking, COGS, reorder points. Roadmap, not v1.
Time tracking lives in BDB Project Tools. BDFIQ doesn't duplicate it — PT customers' labor hours flow into BDFIQ via the PT integration.
BDFIQ isn't a CRM. We integrate cleanly with what you already use. Customer records live in BDFIQ for billing purposes only.
A pre-launch roadmap is a promise. Here's ours — with the caveat that software ships when it's ready, not when a press release says it should.
BDFIQ is in active development. The BDB bookkeeping team is using a private build for select internal client books. Bugs get found and fixed by the people who'll be supporting customers later.
Waitlist members are invited to closed beta in priority order. Seats are limited so we can give every beta customer real support. Beta is free for the duration; Founder's pricing kicks in at public launch.
Founder's pricing published. Waitlist members get a two-week heads-up so they can plan their QBO export and CPA briefing. Self-serve signup goes live.
Bank feeds, payroll, inventory: shipped based on real customer demand, not speculation. We'd rather build what's actually needed than ship a checkbox feature.
We're not going to fake a demo video before there's a stable product to show. When the beta build is ready for show-and-tell, the walkthrough lands here. Until then: Behind the Books on YouTube covers the financial concepts BDFIQ is built around.
Join the waitlist and you'll be the first to see it.
Join the Waitlist →Job costing, segment P&L, and multi-entity consolidation at every BDFIQ tier. Pricing announced at launch. Waitlist members get the locked Founder's rate.
Join the Waitlist